http://fxchauchat.over-blog.com/ Les 25 derniers commentaires publiés sur le blog "François-Xavier Chauchat" fr http://fdata.over-blog.net/2/40/14/16/avatar-blog-1070835192-tmpphp3ZMjBv.jpeg http://fxchauchat.over-blog.com/ Wed, 07 Oct 2009 09:05:35 +0200 Wed, 07 Oct 2009 09:05:35 +0200 Over-blog.com RSS 2.0 Engine Économie http://www.rssboard.org/rss-specification/ http://fxchauchat.over-blog.com/article-35550890-6.html#comment47618828 Fort bien, j'aime beaucoup.
Un dégustation au Six-Huit? Je vote POUR! ;-)

]]> Thu, 10 Sep 2009 10:09:45 +0200 http://fxchauchat.over-blog.com/article-35550890-6.html#comment47618828 http://fxchauchat.over-blog.com/article-35550890-6.html#comment47615864 quand organisons nous une soirée dégustation sur le six huit ?
http://www.six-huit.com]]> Thu, 10 Sep 2009 09:11:25 +0200 http://fxchauchat.over-blog.com/article-35550890-6.html#comment47615864 http://fxchauchat.over-blog.com/article-35550890-6.html#comment47587936
]]> Wed, 09 Sep 2009 18:34:21 +0200 http://fxchauchat.over-blog.com/article-35550890-6.html#comment47587936 http://fxchauchat.over-blog.com/article-35550890-6.html#comment47574626 On y goute, on y prend gout et on ne s’en détache plus. C’est tellement bon que j’ai l’impression de déguster des fruits des bois. C’est simple, je n’ai même plus envie de revenir au Bordeaux. Puisqu’on est entre nous, voici mon pêché : les magnums, qui font durer le plaisir.

]]> Wed, 09 Sep 2009 13:58:41 +0200 http://fxchauchat.over-blog.com/article-35550890-6.html#comment47574626 http://fxchauchat.over-blog.com/article-25869618-6.html#comment39501504
le promoteur  franco suisse que je suis devenu te félicite.

il serait interessant de faire un comparable avec les marchés europeens et francais ,en particuliers sur la capacité des acquereurs francais à payer leur logement au vue de leur capacité d'epargne.

Par ailleurs ,il faut distinguer les marchés immobiliersle logement ,le bureau ,le retail.la liaison de la crise entre ces differents marchés reste à analyser.

au plaisir de t'avoir au bout du fil.

cordialement 

gaultier ]]> Wed, 25 Mar 2009 14:28:11 +0100 http://fxchauchat.over-blog.com/article-25869618-6.html#comment39501504 http://fxchauchat.over-blog.com/article-26764347-6.html#comment36154393 ]]> Wed, 14 Jan 2009 19:06:06 +0100 http://fxchauchat.over-blog.com/article-26764347-6.html#comment36154393 http://fxchauchat.over-blog.com/article-26764347-6.html#comment36149197 Wed, 14 Jan 2009 17:22:51 +0100 http://fxchauchat.over-blog.com/article-26764347-6.html#comment36149197 http://fxchauchat.over-blog.com/article-25869618-6.html#comment35080236
First, who said I am optimistic? I can well understand that any economist writing that kind of article today takes the risk of being considered as "naïve", which is probably what you mean when using the word "optimism".... ;)

I just suggest, on the basis of solid analysis, that the worst housing bear market in modern US history might finally end next year, after three years of nightmare (note that it took also three years to purge the internet bubble). And I mention that I will soon write an article that will bring additional elements pointing towards some form of economic stabilisation going forward. Not immediately, of course, but what would the point in writing an article about what everyone already knows (i.e. that 2009 is a recession year, that unemployment will rise, etc.)? One of my job as an economist in the current crisis context is to identify the early indications of economic stabilisation, and of course to speak as well of what may get even worst (see the article on the French housing market, for example). A balanced view, if you like.

My second remark is about "It doesn't matter how cheap a house is if you don't have a job". Is your implicit assumption that everyone will go unemployed? (I’m teasing you). Well, even if the unemployment rate rises from the current 6,7% to let's say 10% (which would be very high), that would leave 90% of workers with a job and a salary...and with record low interest rates and cheap prices to buy a house. Still, you are right to suggest that the current and expected rise in unemployment will prevent any housing recovery. Which is why, with the help of the Federal Reserve, we can just speak of stabilisation some time in 2009.

One last thing. Record low mortgage rates encourage homeowners to refinance their mortgages at new, lower interest rates. This phenomenon is acting as a “tax cut” for households. Not a bad news, is it?   
]]> Wed, 17 Dec 2008 17:18:31 +0100 http://fxchauchat.over-blog.com/article-25869618-6.html#comment35080236 http://fxchauchat.over-blog.com/article-25869618-6.html#comment35072694 Wed, 17 Dec 2008 13:51:08 +0100 http://fxchauchat.over-blog.com/article-25869618-6.html#comment35072694 http://fxchauchat.over-blog.com/article-25626528-6.html#comment34794852 Wed, 10 Dec 2008 11:42:22 +0100 http://fxchauchat.over-blog.com/article-25626528-6.html#comment34794852 http://fxchauchat.over-blog.com/article-25148035-6.html#comment34246780 Fri, 28 Nov 2008 16:26:34 +0100 http://fxchauchat.over-blog.com/article-25148035-6.html#comment34246780